In complying with the FAIS legislation, I would like to bring the following information to your attention:
My name is PJ Fourie and I am employed by Torbole Investment Holdings CC, an authorised financial services provider, FSB Licence number 6138 ,which accepts responsibility for my activities and is licensed to render financial services.
I have been providing financial advice and intermediary services since 01 January 1990 in the following areas of financial planning: Death and Disability Planning; Retirement Planning; Investment Planning; Healthcare; Estate Planning; Short Term Insurance.
I am authorised to provide advice and intermediary services in the following categories:
|Long-Term Insurance : Category A||X||X|
|Short-Term Insurance : Personal Lines||X||X|
|Long-Term Insurance : Category B1||X||X|
|Long-Term Insurance : Category B2||X||X|
|Long-Term Insurance : Category C||X||X|
|Retail Pension Benefits||X||X|
|Short-Term Insurance : Commercial Lines||X||X|
|Pension Funds Benefits (excluding retail)||X||X|
|Participatory interests in Collective Investment Schemes||X||X|
|Health Service Benefits||X||X|
|Deposits Defined in the Banks Act – exceeding 12 months||X||X|
|Deposits defined in the Banks act – 12 months or less||X||X|
A copy of the licence is available for inspection on request.
My brokerage has written authority to market the products of the following product suppliers and I am accredited to market their products:
Old Mutual / Sanlam / Metropolitan / Discovery Life / Liberty Life / Momentum / Momentum Short Term Ins / Old Mutual Insure / Auto & General / Santam / Motor Underwriting Agency / Discovery Insure / Sirago Underwriters / Discovery Health / Resolution Health /Momentum Health/ Brolink /Legacy Trust
I do not hold more than 10% of the shares issued by any product supplier.
I am remunerated for my services by being paid commission from the product supplier.
I do hold professional indemnity insurance.
Compliance with the FAIS Act is monitored by Masthead Distribution Services (Pty) Ltd, a compliance practice approved by the Financial Services Board. Their postal address is PO Box 13596, Mowbray, 7705. Their contact numbers are (021) 555 4121(Tel) and (021) 555 2592 (Fax).
I am a proud member of the Masthead Financial Advisors Association, which provides me with services such as a compliance, practice management and technology support. This support helps me to provide you with a more professional service. The compliance service enables my practice to be compliant with FAIS legislative requirements. Through the practice management support I am able to run a more professional business and therefore able to provide you with an improved service and enhanced support.
Please note that in accordance with legislation we keep an updated disclosure register. This register informs you, our client of all financial and ownership interests that I/we may become entitled to and lists the business relationships that I have with the product suppliers. This document ensures transparency in my/our dealings with our customers and is available for inspection.
I wish to advise that all information obtained or acquired about you shall remain confidential unless you provide written consent, or unless I am required by any law to disclose such information.
In the event that you are dissatisfied with any aspect of my service, you should address your complaint in writing to me at the above address. A copy of my Complaints Resolution Policy is available on request.
NQF 5 Financial Planning/NQF4 and NQF 5 Real Estate